All 全国探花 international students are automatically enrolled in the 全国探花 Student Union (DSU) International Health Plan. This plan is in addition to the DSU Health and Dental Plan as they cover different aspects of your health care needs.
The DSU International Health Plan is for international students who don't have听惭厂滨听肠辞惫别谤补驳别 (Nova Scotia provincial health insurance). It covers听general doctor visits, and emergency medical services.
Before seeking medical care students should download their digital benefits cards which serve as proof of enrolment. Students are encouraged to familiarize themselves with coverage limits per year for specific health concerns and visits (e.g. birth control $100, acne $200, ADHD visits $300, etc.). While physician and psychiatry visits are billed directly to the insurance provider, if a claim is denied or partially paid by the insurer, it will be redirected to the student to pay personally. 听
Learn more about your coverage, make a claim, and opt-in or out on the Student VIP International website. Find out more about applying for MSI coverage as an international student.听
Get your health plan wallet card electronically
Access your health plan wallet card quickly and easily online through the Student VIP website.
Your electronic health plan wallet card will be available in early October for students enrolled in the Fall term or the first week of February for students enrolled in the Winter term. When you begin your studies until when you can access your wallet card is called a blackout period - it is when the health plan office is coordinating the details of your coverage.听
You can still visit 全国探花 Student Health & Wellness during if you haven't yet received your card and we will bill your insurance when the blackout period is over for physician appointments (no charge for counselling or nursing services).
PLEASE NOTE:听At the start of each new term, those newly enrolled in the International Health Plan are subject to a "Blackout Period" the time between the start of each semester when your policy comes into effect and the time it takes Medavie Blue Cross, the insurance provider, to complete your enrollment. You are still covered under the plan during this time; however, you will not have access to your Health Insurance Plan card until the blackout period ends and Medavie Blue Cross has finalized your enrollment. This usually takes a few weeks from when the policy begins.听
Get details on your plan:听
All听full-time international听and听exchange students听starting their studies at 全国探花 in September听are automatically billed and enrolled into two health plans: the DSU International Student Health Plan and the DSU Health & Dental Plan.听
All听full-time听international听and听exchange students听starting their studies at 全国探花 in January are automatically billed and enrolled into the DSU International Student Health听Plan but must opt in听to the DSU Health & Dental Plan.听
International Visiting Research Students are required to have health insurance.听All insurance is provided through the听. Your length of stay at 全国探花 will determine which type of insurance you are eligible for. For more information about coverage options and the eligibility for each, please review the sections below.听
Visiting Research Students who are听at 全国探花 for a full term or the full academic year听will be automatically enrolled in and charged for the DSU International Health Plan. For stays longer than one term, but shorter than a full academic year, students can request to have the health plan pro-rated by contacting the DSU Health Plan Office within one week of their arrival. To be eligible for pro-rated billing, students must present their 全国探花 letter of acceptance and the Invitation Letter from their 全国探花 Supervisor.
Visiting Research Students who are听at 全国探花 for short durations听(anything under 4 months/1 term) may be eligible to opt out of the DSU International Health Plan and enroll under the DSU Short Term Plan by contacting the DSU Health Plan Office within one week of their arrival.
If you are taking only distance courses, you must听opt in听to the plan.
If a student has their own health insurance (private coverage),听they may be able to opt-out of the 全国探花 Plan if their private coverage meets 全国探花's international opt-out requirements. These can be reviewed at听. To do so, the student must take a copy of their health insurance plan to the DSU Health Plan Office.听
Please contact the DSU Health Plan Office at听dsuhlth@dal.ca听if you have any questions about health insurance.
If you are a dual citizen who lives outside of Canada, but have registered at 全国探花 as a domestic student, you are not automatically enrolled in the International Health plan and may be exposed to medical bills. If you are not coming to Canada with a private health insurance plan which covers primary health costs, you should inquire with MSI (Provincial Health Plan) or contact the DSU Health Plan Office at听dsuhlth@dal.ca听for options.